https://dasarpai.com/tags/credit-risk/Recent content in Credit Risk on dasarpAIHugo -- gohugo.ioenhari@dasarpai.com (Dr. Hari Thapliyaal)hari@dasarpai.com (Dr. Hari Thapliyaal)© 2026 Dr. Hari ThapliyaalSun, 05 Jul 2026 00:00:00 +0000https://dasarpai.com/finblog/lending-reconciliation/Sun, 05 Jul 2026 00:00:00 +0000hari@dasarpai.com (Dr. Hari Thapliyaal)https://dasarpai.com/finblog/lending-reconciliation/<p> <figure> <img class="my-0 rounded-md" loading="lazy" src="https://dasarpai.com/assets/images/finblog/8509-Lending-Reconciliation.jpg" alt="Lending Reconciliation" /> </figure> </p> <p><strong>Part 6 of the <em>Complete Guide to Reconciliation Systems in BFSI</em></strong></p> <p>On the first business day of the month, a borrower sees a USD 1,250 debit labeled as a home-loan payment. The bank statement confirms that cash left the borrower&rsquo;s account. The loan portal still shows the installment as unpaid. Collections has generated a reminder, while the lender&rsquo;s general ledger records cash in a temporary account.</p> <p>The borrower did pay, but the loan has not yet received the benefit.</p>