Lending Reconciliation

hari@dasarpai.com (Dr. Hari Thapliyaal) — Sun, 05 Jul 2026 00:00:00 +0000

Part 6 of the Complete Guide to Reconciliation Systems in BFSI

On the first business day of the month, a borrower sees a USD 1,250 debit labeled as a home-loan payment. The bank statement confirms that cash left the borrower’s account. The loan portal still shows the installment as unpaid. Collections has generated a reminder, while the lender’s general ledger records cash in a temporary account.

The borrower did pay, but the loan has not yet received the benefit.

Banking Reconciliation

hari@dasarpai.com (Dr. Hari Thapliyaal) — Mon, 29 Jun 2026 00:00:00 +0000

Part 4 of the Complete Guide to Reconciliation Systems in BFSI

At 5:45 p.m., a branch manager begins the day-close process. The teller system reports USD 184,500 of physical cash. The vault and teller counts total USD 184,400. An automated teller machine (ATM) beside the branch reports USD 52,000 remaining in its cassettes, while the cash-loading record implies USD 52,100. The customer-account system shows all deposits and withdrawals processed, but one late cash deposit has not yet reached the general ledger.

General Ledger on dasarpAI

Lending Reconciliation

Banking Reconciliation